Approximately 50 percent of people who are disabled longer than six months remain disabled after five years. When an insurance company refuses to pay, the results are financially and personally devastating. Often, disability insurance policies are written with intentionally ambiguous and confusing language, giving the insurance companies an excuse to deny or delay the payment of needed benefits.

Kimsey Law Firm, P.A.’s Disability Insurance Department represents people who need help recovering on their disability claims, including long-term disability, short-term disability, ERISA, and AD&D claims. The firm has helped thousands of clients recover benefits under disability insurance policies, including reviewing and interpreting disability insurance policies, filing claims, obtaining needed treatment, assisting clients with appeals after a claim has been denied, and mediation or litigation of claims.

Kimsey Law Firm, P.A. is dedicated to the aggressive pursuit and recovery of not only private disability benefits but also ERISA plan benefits as well (ERISA benefits are basically insurance benefits issued through your employer and governed under the auspices of the Employee Retirement Income Security Act). ERISA claims are full of timing and procedural “landmines”. At Kimsey Law Firm we want to assist you in navigating these waters and help with your litigation matter.

The Employee Retirement Income Security Act of 1974 (ERISA) is a federal law that regulates the employee benefit plans of nearly all for-profit businesses in the United States. Kimsey Law Firm, P.A. has significant experience representing clients with disability insurance that falls under an ERISA-governed employee benefit plan. When a client is not immediately paid on a policy governed by ERISA, the firm quickly and aggressively begins working to obtain benefits through the administrative process or federal litigation.

ERISA claims litigation is an extremely specialized area of law that requires specific knowledge on the administrative claims procedures, and requires litigation in Federal court. At Kimsey Law Firm, P.A., the attorneys litigating ERISA governed claims are well versed in the federal law and admitted to practice before the United States District Courts.